Orange Insurance Agency

Universal Life Insurance

What is it?

If you are someone who want cost-effective life insurance and tax-advantaged investment opportunities, Universal life insurance is the answer

How does it work?

In general, there are two kinds of universal life insurance

With Bonus: Universal life with Bonus provides an incentive bonus* plus an investment bonus that is guaranteed regardless of market performance or rates of returns

Low Fee: Universal life Low Fees provides an incentive bonus* plus offers lower management fees that immediately enhance the return on your investment for maximum tax-advantaged cash accumulation

* The Incentive Bonus is subject to funding requirements and is not guaranteed.

What are the benefits?

High performing investment options

Universal Life offers a wide range of investment options. You can select the ones that best match your financial goals and risk tolerance

Leave a legacy. Increase wealth. Save tax.

Tax-efficient alternatives for estate transfer and retirement income. The preferred choice!

Bundling protects your total life and health needs

Bundling universal life insurance and Critical illness insurance helps protect your total life and health needs in one convenient policy.

Life policy collateral loans

Universal life policyholders can use the cash surrender value of their life insurance policy as collateral for a tax-free bank loan.

Talk to an expert

Do you have questions? No problem! We can help you.

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