Whole Life Insurance
What is it?
Whole life insurance offers permanent protection with guaranteed premiums, cash values and death benefit. The cash value can be accessed to fund education, renovate your home or even supplement your retirement income. Use it in any way you choose.
How does it work?
When you purchase whole life insurance, the premiums you pay gets invested in assets that help increase its value and use it to pay death benefits and any dividends. If the participating account performs better than expected, dividends may be awarded to policyowners.
What are the benefits?
Customizing a plan just for you
With whole life insurance, you can choose between a life pay or 20 Pay option (premiums payable for 20 years) as well as customize your plan with optional benefits to meet your needs.
Leave a legacy. Increase wealth. Save tax.
Tax-efficient alternatives for estate transfer and retirement income. The preferred choice!
Bundling protects your total life and health needs
Bundling whole life insurance and Critical illness insurance helps protect your total life and health needs in one convenient policy.
Life policy collateral loans
Whole life policyholders can use the cash surrender value of their life insurance policy as collateral for a tax-free bank loan.
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