health-insurance

Is Health Saving Account a better alternative to Health Insurance?

Health Saving Account (HSA) is a tax-favored medical savings account, which is generally offered with a high-deductible health insurance plan. HSA offers cost-effective and tax reduction solutions for employers and self-employed individuals, to pay for healthcare benefits not covered by the Ontario Health Insurance Plan (OHIP) or a group health plan. An HSA is “an exclusively designed saving account” created …

critical-illness-insurance

Critical illness insurance: protect your assets, lifestyle and financial future

A critical illness can hit us at any stage of our lives. We are all susceptible – both men and women – and at any age, to illnesses that threaten our overall health and well-being. From cancer, heart attacks, and strokes, to multiple sclerosis, Alzheimer’s disease, and kidney failure, critical illness is devastating for sufferers and their families. And since …